Message to our members


In light of recent events concerning large banking institutions, we want to assure you, our members, that California Community remains financially sound.  Our Capital Ratio, the measure of our financial strength, remains above the level required by federal regulators to be “well capitalized”.

Your shares with CACCU are insured at $500,000.00.  The National Credit Union Administration (NCUA), an agency of the United State Government, provides member deposit insurance for up to $250,000.00 and American Share Insurance (ASI), a private licensed insurance company, provides additional member deposit insurance for up to $250,000.00.

The situation surrounding SVB and Signature Bank is directly related to their business model, serving only specific industries and not taking into account the risks of a high-interest rate environment.

CACCU has a diversified and strong membership base and serves several communities.  This diversity shields us from the challenges of a singular concentration of serving a specific type of customer and specific industries.

We maintain a diverse portfolio, have a variety of loan types and do not venture into risky types of investments or lending. As the custodian of your funds, we will always do what is in the best interests of our members.

CACCU appreciates you giving us the opportunity to serve you and the confidence you have shown in us.  Thank you for being part of the CACCU family.


CACCU Management



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