Rates as low as 7.25% APR
At California Community Credit Union (CACCU) you are family
At California Community Credit Union (CACCU) you are family. We believe that service includes some old-fashioned courtesy and a friendly greeting. Our friendly representatives are happy to assist you with our services, products and questions. You also have access to your accounts, VISA credit card and bill pay 24/7 through our online services.
We know that you have unique financial goals and are here for you, that is why we have substantially better rates, lower fees and premium products.
Because you are family your relatives can become part of our family. Spread the word to your parents, children, aunts, uncles, cousins etc. We will welcome them to our family.
MEMBERSHIP RULES AND ELIGIBILITY
Any individuals who live in, regularly work in, or regularly worship in Sacramento, Placer or Stanislaus County are eligible for membership with California Community Credit Union! Once you are a member your family is eligible to join too. Click here for additional eligibility.
We provide all the tools you need to ensure financial success!
If you are struggling to make your home loan payments, contact us first. We are here to do everything possible to help find a solution and keep you in your home.
Contact us by phone at (916) 575-5700 or 1-800-332-1418 and ask for the Mortgage or Collection department. One of our experienced staff will assist you. If you prefer to meet in person, we would be happy to make an appointment.
Prior to contacting us, please have the following information available:
- Most resent paycheck stub and W-2 for prior year. (If you are self-employed, the last two years Federal tax returns.
- Your current bank statement for any other institution you may bank with.
- A complete list of your monthly obligations, including credit cards, equity loan, auto loan, utilities, and other home expenses.
Options we will review:
- Refinancing the loan(s)
- Modification of the term
- Modification of the interest rate
- Consolidating your debt
Contact a HUD (a U.S. Government agency) certified counseling service:
Toll FREE (800) 569-4287
TTY (800) 877-8339
Find a Housing Counselor | Consumer Financial Protection Bureau (consumerfinance.gov) or
U.S. Department of Housing and Urban Development (HUD)
You can also visit https://www.hud.gov/topics/avoiding_foreclosure for more information and resources.
If your home loan is not financed with CACCU, please contact your lender directly to discuss options with them.
RV / Boat
Excellent RV / Boat Rates
Adventure Awaits! When the open road is calling your name let CACCU help you finance your dream Motorcycle, RV or Trailer. Hitting the road is easy with a CACCU loan. Is being on the open water more your style? Let CACCU help you get there.
Apply to get pre-approved and know exactly how much you have to spend.
We offer low loan rates to help make your dreams a reality and affordable. Our basic savings, money market and term account offer competitive dividends.
We offer many Insurance and Protection options to protect you and your loved ones. From Life Insurance, Auto and Home Insurance, Credit Life and Credit Disability to Mechanical Breakdown Protection.
Online Banking- 24/7 access to your account. Check account balances,Transfer money within your account, Transfer money to joint members' accounts, Order a check withdrawal to be mailed to your home, Make a payment to your California Community Visa Credit Card Account, Print a history of your transactions, Print copies (front & back) of your cleared checks and more.
Calculate your loan payment for that dream car, RV or vacation. You can also determine your debt to income ratio and calculate how much you will save on your Mortgage refinance.
Find more than 30,000 surcharge-free CO-OP Network ATMs
Call 888-748-3266 to find a location by telephone.
Send a text to 91989. In the body of the text, enter your location address (with city, state), zip code or intersection (with city, state). (This service is FREE of charge, standard data/SMS fees may apply from your mobile carrier.)
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