Credit Union Insurance & Protection
Insurance and Protection options
Protection for you and your loved ones
You are leaving California Community's website:
Click to Continue to TruStage
By continuing to this link, you will no longer be subject to, or under the protection of, the privacy and security policy of California Community Credit Union's website. The privacy and security policies of the site you are entering are different from California Community Credit Union's. California Community Credit Union does not endorse or guarantee any products, information, or recommendations provided by this linked website.
Insurance verification
Submit proof of full coverage insurance, showing CACCU as lienholder, for your secured loan at: MYLOANINSURANCE.COM/CACCU
Or call the Insurance Tracking Center | 866.344.7881 | 877.341.9534
Mechanical Protection Insurance
Protect your vehicle well beyond the Manufacturer’s Warranty
Mechanical components fail and repairs are expensive. Protect your vehicle with Mercury Mechanical Protection Insurance*. There are many plans to choose from including zero deductible plans.
Fast & Easy Claims
Average speed to answer is less than 30 seconds for claims and less than 10 seconds for administrative calls. Average claim approval less than 5 minutes. Real time payment to repair shops via credit card. ASE certified claims staff.
Added Benefits
*Mercury Mechanical Protection Insurance is optional and will not affect your application for credit or the terms and conditions of a credit agreement with CACCU. For more information including costs, limitation, exclusion and conditions please call one of our friendly loan processors or visit a local California Community Credit Union branch office near you.
Guaranteed Asset Protection (GAP)
A Total Loss on a vehicle can wreck your finances. If you owe more on your loan than your insurance will pay, you could pay thousands for a vehicle you can no longer drive. GAP offers protection if your vehicle is stolen or damaged beyond repair (deemed a Total Loss) and is available for borrowers who finance their vehicle(s) with a loan from CACCU.
GAP Plus* helps get you back on the road by reducing or eliminating the difference between the primary insurance settlement and the vehicle loan balance if your vehicle is deemed a total loss.
- Your primary insurance deductible can be up to $1,000.00
- Receive $1,000 toward the purchase of a replacement vehicle financed with CACCU*
- GAP Plus is available for almost all – cars, light trucks, RVs, boats, and motorcycles.
For more information, contact the loan department. Be sure to ask for GAP Plus when you apply for your loan with CACCU.
*THIS IS NOT AN INSURANCE PRODUCT. This is general information only. Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms and conditions of a credit agreement with CACCU. Please refer to your actual GAP Waiver Addendum (GAP) for terms, conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. GAP is designed to “help” reduce the difference between your primary carrier insurance settlement and the loan balance at the date of loss. The maximum amount waived shall not exceed $50,000 in total. A GAP Plus Waiver agreement will be provided with a full explanation of terms before you accept or pay for GAP.
Credit Life and Disability
Credit Insurance has your back.
Credit Life and Credit Disability Insurance could make your loan payments in the event of a covered disability or even your death. Ask us about loan coverage options that are conveniently added to your monthly loan payment.
You are leaving California Community's website:
Click to Continue to www.trustage.com
By continuing to this link, you will no longer be subject to, or under the protection of, the privacy and security policy of California Community Credit Union's website. The privacy and security policies of the site you are entering are different from California Community Credit Union's. California Community Credit Union does not endorse or guarantee any products, information, or recommendations provided by this linked website.
You are leaving California Community's website:
Click to Continue to www.trustage.com
By continuing to this link, you will no longer be subject to, or under the protection of, the privacy and security policy of California Community Credit Union's website. The privacy and security policies of the site you are entering are different from California Community Credit Union's. California Community Credit Union does not endorse or guarantee any products, information, or recommendations provided by this linked website.
You are leaving California Community's website:
Click to Continue to www.trustage.com
By continuing to this link, you will no longer be subject to, or under the protection of, the privacy and security policy of California Community Credit Union's website. The privacy and security policies of the site you are entering are different from California Community Credit Union's. California Community Credit Union does not endorse or guarantee any products, information, or recommendations provided by this linked website.
You are leaving California Community's website:
Click to Continue to www.myloaninsurance.com
By continuing to this link, you will no longer be subject to, or under the protection of, the privacy and security policy of California Community Credit Union's website. The privacy and security policies of the site you are entering are different from California Community Credit Union's. California Community Credit Union does not endorse or guarantee any products, information, or recommendations provided by this linked website.