Insurance and Protection options
Protection for you and your loved ones
Submit proof of full coverage insurance, showing CACCU as lienholder, for your secured loan at: MYLOANINSURANCE.COM
Or call the Insurance Tracking Center | 866.344.7881 | 877.341.9534
Mechanical Protection Insurance
Protect your vehicle well beyond the Manufacturer’s Warranty
Mechanical components fail and repairs are expensive. Protect your vehicle with Mercury Mechanical Protection Insurance. There are many plans to choose from including zero deductible plans.
For more information including costs, limitation, exclusion and conditions please call one of our friendly loan processors or visit a local California Community Credit Union branch office near you.
Guaranteed Asset Protection (GAP)
GAP is a valuable and popular loan protection product for new and used cars and trucks. GAP is also available on RVs, boats, and travel trailers.
A car starts depreciating as soon as you buy it, but never more than when you drive it off the lot. Now you can protect your vehicle investment with GAP. GAP offers protection in the event that your vehicle is stolen or damaged beyond repair (deemed a Total Loss) and is available for borrowers that finance their vehicle(s) with a loan from CACCU.
GAP...For Affordable Peace of Mind**. To estimate the anticipated depreciation and potential GAP risk, please call one of our friendly loan processors or visit a local California Community Credit Union branch office near you.
**This is general information only. Please refer to your actual GAP Waiver Addendum (GAP) for terms, conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. GAP is designed to “help” reduce the difference between your primary carrier insurance settlement and the loan balance at the date of loss. However, there are exclusions and limitations for items like delinquent payments, late charges, refundable items and financing more than the allowable Loan to Value (LTV%) limit that could leave you responsible for a loan balance after the GAP benefit is applied to your loan. You may cancel GAP during the first 60 Days and receive a full refund of any fee paid. GAP is non-refundable in most states after the first 60 Days.
TruStage® AD&D coverage*
No health questions. Guaranteed acceptance. Enroll for your $1,000 No-Cost AD&D coverage.
TruStage® Life Insurance*
Request a no-obligation insurance quote from TruStage® today
* Credit unions like ours make TruStage® Insurance programs available because they’re founded in value, honesty and knowledgeable support. TruStage® and the companies behind it were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to work with TruStage® to discover how these products and programs might be right for you. TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution.