Insurance and Protection options

Protection for you and your loved ones

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Financial Calculators

Use our free calculators to plan for the big expenses.

Have a Question?

Please feel free to contact us. We will get back to you within 1 - 2 business days.

Insurance verification

Submit proof of full coverage insurance, showing CACCU as lienholder, for your secured loan at: MYLOANINSURANCE.COM

Or call the Insurance Tracking Center | 866.344.7881 | 877.341.9534

Mechanical Protection Insurance


Protect your vehicle well beyond the Manufacturer’s Warranty

Mechanical components fail and repairs are expensive. Protect your vehicle with Mercury Mechanical Protection Insurance. There are many plans to choose from including zero deductible plans.

Fast & Easy Claims

Average speed to answer is less than 30 seconds for claims and less than 10 seconds for administrative calls. Average claim approval less than 5 minutes. Real time payment to repair shops via credit card. ASE certified claims staff.

Added Benefits

Flexible Terms

24-Hour Roadside Assistance

Flexible Terms

Rental Vehicle Assistance

Flexible Terms

Key Fob Replacement

Flexible Terms

Tire Protection

Flexible Terms

Trip Interruption coverage

Flexible Terms

Auto Deductible Reimbursement

Flexible Terms

Total Loss Refund

For more information including costs, limitation, exclusion and conditions please call one of our friendly loan processors or visit a local California Community Credit Union branch office near you.

Guaranteed Asset Protection (GAP)


GAP is a valuable and popular loan protection product for new and used cars and trucks. GAP is also available on RVs, boats, and travel trailers.

A car starts depreciating as soon as you buy it, but never more than when you drive it off the lot. Now you can protect your vehicle investment with GAP. GAP offers protection in the event that your vehicle is stolen or damaged beyond repair (deemed a Total Loss) and is available for borrowers that finance their vehicle(s) with a loan from CACCU.

GAP...For Affordable Peace of Mind**. To estimate the anticipated depreciation and potential GAP risk, please call one of our friendly loan processors or visit a local California Community Credit Union branch office near you.

**This is general information only. Please refer to your actual GAP Waiver Addendum (GAP) for terms, conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. GAP is designed to “help” reduce the difference between your primary carrier insurance settlement and the loan balance at the date of loss. However, there are exclusions and limitations for items like delinquent payments, late charges, refundable items and financing more than the allowable Loan to Value (LTV%) limit that could leave you responsible for a loan balance after the GAP benefit is applied to your loan. You may cancel GAP during the first 60 Days and receive a full refund of any fee paid. GAP is non-refundable in most states after the first 60 Days.

TruStage® AD&D coverage*


No health questions. Guaranteed acceptance. Enroll for your $1,000 No-Cost AD&D coverage.

TruStage® Life Insurance*

Request a no-obligation insurance quote from TruStage® today

* Credit unions like ours make TruStage® Insurance programs available because they’re founded in value, honesty and knowledgeable support. TruStage® and the companies behind it were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to work with TruStage® to discover how these products and programs might be right for you. TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution.

Credit Life and Disability

It's fast, secure, and FREE.

Check account balance, transfer funds, review account statements and transaction history, temporarily block your debit card, make mobile deposits and more! We invite you to discover the convenience of CACCU’s mobile app - anytime, anywhere.