Promotional
Earn & Save with CACCU!
Teach the youth in your life the value of savings!
To celebrate Financial Literacy Month, when you refer a Junior Saver* that opens an account, we'll match the initial deposit up to $75.00, it's that simple.
Spread the word and empower the next generation to take charge of their finances – because together, we’re building a stronger, smarter, and more financially savvy community! Don’t miss out on this awesome opportunity; share the love with your friends and family today!
*Offer ends 04/30/2025, subject to change without notice. Membership eligibility is required. Junior Saver must be between the ages of newborn and 16 years old and have a valid Social Security Card. A parent, grandparent or guardian must sign on the account. Minimum Initial deposit of $5.00. CACCU will match the initial deposit up to a maximum of $75.00. The Junior Saver Account must remain open for a minimum of 12 months. (If it does not remain open for 12 months, the deposits made by CACCU will be forfeited.) This offer is only valid for new member Junior Saver Accounts, not new accounts for existing members or joint members and is based on account opening and compliance with these conditions, not applications. Each person can only be a new member once. A parent or guardian must be a joint owner on the account.
Are you ready to jump into the exhilarating world of boating?
With CACCU, your dream of cruising the open waters can become a reality! We're here to help you embark on unforgettable journeys with our low-rate boat loans.
*APY - Annual Percentage Yield
Annual Percentage Yield accurate as of 12/10/2024. Dividends paid quarterly, the APY assumes that dividends will remain in the account until maturity. The maximum deposit amount is $478,000.00. Early withdrawals will incur a penalty. Subject to change without notice. Certificate will renew to a standard Certificate at non-promotional dividend rate in effect at the time of maturity based on the term and renewal balance.
Anytime Skip-A-Payment Program
Our Mission is to do what is right for our members by putting people before profit, offering affordable products and services, and improving their financial quality of life. One way we can help you improve your financial quality of life is to be helpful during challenging times.
Our Anytime Skip-a-Pay Program allows you to skip a loan payment when you are experiencing a temporary loss of income or have unexpected expenses. We feel this program and others available through CACCU will help you reach our Vision- Improve our members’ financial well-being by helping them reach their financial goals.
*Not valid for Mortgage/Equity Loans, VISA, or Line of Credit Loans. The interest on your loan will accrue until you make your next payment. The skipped payment is added to the end of the loan extending the payoff date. Completion of coupon does not guarantee acceptance. Some Conditions apply. All signers on loan must sign skip-a-payment. If approved the program allows you to skip one loan payment. This offer cannot be combined with any other offer. The loan must be at least 6 months old and not more than 30 days past due. Maximum one anytime Skip-a-Pay per rolling 12-months. This program is subject to change without notice.
For other available Hardship programs please contact the loan department at 916-386-1418.
An unexpected event or emergency can turn your budge upside down. CACCU offers a smart alternative to costly payday loans… a fast, affordable option to get the cash you need to help get you back on your feet. Emergency Loan: Visit https://www.caccu.org/loans/personal/ for more information.
Government Employees Assistance Program
0% APR* Short-Term Loan
California Community Credit Union (CACCU) Government Employees Assistance Program is for State of California employees and Federal Government employees. To be eligible you must have a direct deposit of your State or Federal Government payroll into your CACCU account prior to a shutdown or furlough.
*Annual Percentage Rate. Program subject to change without notice. Certain restrictions apply. Limit of one loan. If paid retroactively prior to the end of the loan term, the loan must be paid in full.