Promotional
Earn & Save with CACCU!
Term Savings Certificate Special
(Regular or IRA - $1,000.00 Minimum)
*APY - Annual Percentage Yield
Annual Percentage Yield accurate as of 09/03/2024. Dividends paid quarterly, the APY assumes that dividends will remain in the account until maturity. The maximum deposit amount is $478,000.00. Early withdrawals will incur a penalty. Subject to change without notice. Certificate will renew to a standard Certificate at non-promotional dividend rate in effect at the time of maturity based on the term and renewal balance.
Refer-A-Friend Promotion
Referring member earns $50.00*!
New members can earn up to $100.00. Open a checking account, debit card, online banking, and e-statements to earn $50.00. If you set up payroll direct deposit and complete 10 debit card transactions within 60 days earn another $50.00*.
*Refer a Friend Promo Disclosure: To be eligible a California Community Credit Union (CACCU) referral coupon must be completed. The referring member must be in good standing with the credit union. Membership eligibility is required. Primary account holder must be 18 years or older. Checking account requirement: must also open a VISA Debit card, online banking with e-statements. The referring member shall be paid within 14 days of CACCU determining that the referred member meets eligibility requirements. If the new member has payroll direct deposit of $100.00 (Zelle, PayPal, Cash Apps etc. do not qualify, the direct deposit must be from actual employer.) and complete a minimum of 10 debit card transactions within 60 days of account opening they will earn an additional $50.00 bonus. The incentive will be deposited into the savings account within 14 days of the requirement being met. have a direct deposit of at least $100.00 for a minimum of two months. This offer is only valid for new members, not new accounts for existing members or joint members and is based on account opening and compliance with these conditions, not applications. Each person can only be a new member once. Employees, volunteers, and their immediate family (including spouse or relative residing in their household) of CACCU are not eligible for the Referral bonus offer. The value of this offer or program may result in miscellaneous income received from CACCU and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information). Bonus amounts are subject to all applicable taxes and the responsibility of the member. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Limited time offer. Subject to change without notice.
Loan Promotion
Purchase a vehicle and obtain an auto loan from CACCU and we’ll pay you $200.00*!
Not in the market to purchase? Refinance your auto loan from another institution with CACCU and we’ll pay you $200.00.*
*Loan Promo Disclosure: Membership eligibility is required. Primary account holder must be 18 years or older. All loans are subject to credit approval. To earn incentive a California Community Credit Union (CACCU) loan promotion coupon must be completed, the loan must be funded within 90 days of approval and the minimum loan amount funded must be $15,000.00. If the loan is paid in full prior to 6 months after funding the $200.00 incentive shall be forfeited and added to the loan payoff. If the credit is denied or the application is withdrawn no incentive will be paid. Refinance of a CACCU loan is not eligible for this offer. Employees, volunteers, and their immediate family (including spouse or relative residing in their household) of CACCU are not eligible for this offer. The value of this offer or program may result in miscellaneous income received from CACCU and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information). Bonus amounts are subject to all applicable taxes and the responsibility of the member. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Limited time offer. Subject to change without notice.
Anytime Skip-A-Payment Program
Our Mission is to do what is right for our members by putting people before profit, offering affordable products and services, and improving their financial quality of life. One way we can help you improve your financial quality of life is to be helpful during challenging times.
Our Anytime Skip-a-Pay Program allows you to skip a loan payment when you are experiencing a temporary loss of income or have unexpected expenses. We feel this program and others available through CACCU will help you reach our Vision- Improve our members’ financial well-being by helping them reach their financial goals.
*Not valid for Mortgage/Equity Loans, VISA, or Line of Credit Loans. The interest on your loan will accrue until you make your next payment. The skipped payment is added to the end of the loan extending the payoff date. Completion of coupon does not guarantee acceptance. Some Conditions apply. All signers on loan must sign skip-a-payment. If approved the program allows you to skip one loan payment. This offer cannot be combined with any other offer. The loan must be at least 6 months old and not more than 30 days past due. Maximum one anytime Skip-a-Pay per rolling 12-months. This program is subject to change without notice.
For other available Hardship programs please contact the loan department at 916-386-1418.
An unexpected event or emergency can turn your budge upside down. CACCU offers a smart alternative to costly payday loans… a fast, affordable option to get the cash you need to help get you back on your feet. Emergency Loan: Visit https://www.caccu.org/loans/personal/ for more information.
Government Employees Assistance Program
0% APR* Short-Term Loan
California Community Credit Union (CACCU) Government Employees Assistance Program is for State of California employees and Federal Government employees. To be eligible you must have a direct deposit of your State or Federal Government payroll into your CACCU account prior to a shutdown or furlough.
*Annual Percentage Rate. Program subject to change without notice. Certain restrictions apply. Limit of one loan. If paid retroactively prior to the end of the loan term, the loan must be paid in full.