Promotional
Special Offers
Promotion Auto Loan plus $500.00
Combine our great rates and cash-back offer with your next auto purchase or refinance. Here, you’re not just a loan—you’re a valued member of our community. Finance with us.
With our rates as low as:
4.69% APR*Â for 48 months
4.79% APR*Â for 60 months
5.09% APR*Â for 72 months
5.39% APR*Â for 84 months
And our cash-back offer of up to $500.00, you can’t go wrong. Why wait to start saving?
*Annual Percentage Rate. Loan Promo Disclosure: Membership eligibility is required. All loans are subject to credit approval, underwriting guidelines, and verification of information. To earn an incentive, the loan must be funded within 90 days of approval, and the minimum loan amount funded must be: $15,000.00 to earn $300.00, $20,000.00 to earn $400.00, and $25,000.00 to earn $500.00. In the event the loan is paid in full within 6 months of disbursement, the incentive shall be forfeited and added to the loan payoff. If the credit is denied or the application is withdrawn, no incentive will be paid. Refinance of a CACCU loan is not eligible for this offer. Representative payment example: for a $20,000 loan with a term of 72 months at 5.09% APR* funded with a first payment due date set 30 days from the origination date, the payment would be $322.99 for 71 months with a final payment of $322.22. Limited-time offer expires 08/31/2026. Subject to change without notice.
Refer a Member. Get $75
Refer a new member to California Community by August 31, 2026, and we’ll give you both a $75.00 bonus. It can be a friend, family member, neighbor, etc. Fill out a coupon and apply for membership; it’s that simple.
New Member Referral Promo Disclosure: To be eligible, a California Community Credit Union (CACCU) referral coupon must be completed. The referring member must be in good standing with the credit union. Membership eligibility is required. The primary account holder must be 18 years or older. This offer is only valid for new members, not new accounts for existing members or joint members, and is based on account opening, not applications. Each person can only be a new member once. Employees, volunteers, and their immediate family (including spouse or relative residing in their household) of CACCU are not eligible for the Referral bonus offer. In the event the new account is closed within 6 months, the bonus earned by the new member shall be forfeited. Limited-time offer, expires 08/31/2026. Subject to change without notice.
Make your Home Work for YOU!
We offer affordable home equity solutions to help our members improve their financial well-being.
Whether you're updating your home, consolidating debt, or planning for future expenses, you can put the equity you've built to work while keeping more money in your pocket.
Affordable financing from a credit union you can trust.
Shop Your Ride - Fast and Easy!
Our mission is to help you save money on important decisions like buying a vehicle.
- Take a Virtual Test Drive from the comfort of your home.
- The Price Curve tool will tell you if each listing is fairly priced.
- Free CARFAX and AutoCheck reports are available for many vehicles.
- The Find Better Price tool will search for a better deal on similar vehicles.
- This site prevents 3rd-party cookies and ads — your privacy is important to us.
Term Savings Certificate Special
($1,000.00 Minimum to open)
*APY - Annual Percentage Yield
Annual Percentage Yield accurate as of 01/22/2026. Dividends paid quarterly, the APY assumes that dividends will remain in the account until maturity. The maximum deposit amount is $478,000.00. Early withdrawals will incur a penalty. Subject to change without notice. Certificate will renew to a standard Certificate at non-promotional dividend rate in effect at the time of maturity based on the term and renewal balance.
Special Promotional Offers by Text Message
NEW! Sign up to receive special promotional offers by text message.Â
We promise not to spam you constantly. We’ll only send you occasional exclusive offers and special surprises.
Government Employees Assistance Program
0% APR* Short-Term Loan
California Community Credit Union (CACCU) Government Employees Assistance Program is for State of California employees and Federal Government employees. To be eligible you must have a direct deposit of your State or Federal Government payroll into your CACCU account prior to a shutdown or furlough.
*Annual Percentage Rate. Program subject to change without notice. Certain restrictions apply. Limit of one loan. If paid retroactively prior to the end of the loan term, the loan must be paid in full.