Mortgage
Refinance Your Mortgage
Mortgage Refinance Rates and Disclosures (Rates as of 09/12/2024)
The information provided assumes the purpose is to refinance a property, the property is owner-occupied, and the property is a single-family detached property in the State of California. The maximum loan to value (LTV) is 80% and the maximum loan amount is $766,550.00.
The interest rates shown are for a credit score of 740 or above. Rates are informational and subject to change without notice. Not all borrowers will qualify.
| 30-Year Fixed(2) | 6.20% | 0.00% | 6.326% |
| 15-Year Fixed(3) | 5.27% | 0.00% | 5.474% |
Added Benefits
*APR - Annual Percentage Rate
2 - Representative payment example: For a loan of $100,000.00 with a 360-month term the approximate payment would be $612.47 for 359 months, with a final payment of $611.42. The payment includes principal and interest and does not include amounts for taxes and insurance, which will result in a higher monthly payment.
3 - Representative payment example: For a loan of $100,00.00 with a 180-month term the approximate payment would be $804.93 for 179 months, with a final payment of $804.89. The payment includes principal and interest and does not include amounts for taxes and insurance, which will result in a higher monthly payment.
Home Equity
Making your home, work for you
We Currently Offer two programs
Fixed-Rate Equity
Never worry about rising interest rates with our Fixed-rate Home Equity Loans.
No-Fee Home Equity Loan Special
Borrowing against the equity you have in your home couldn't be easier!
*APR - Annual Percentage Rate
1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84 months term at 5.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $584.27 for 83 months, with a final payment of $583.52. Rates subject to change without notice.
2-Loan to Value
California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.
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