Mortgage

Mortgage and Equity Loans

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Financial Calculators

Financial Calculators

Use our free calculators to plan for the big expenses.

Have a Question?

Please feel free to contact us. We will get back to you within 1 - 2 business days.

  • (800) 332-1418

Refinance Your Mortgage

We are here to walk you through the process.
Call our Main Branch at (916) 386-1418 with any questions you may have.
If you are ready to get started

Added Benefits

  • No matter what your reason may be
  • Lower Interest Rate
  • Lower Monthly Payment
  • Consolidate Debt
  • Cash out for Home Improvements

Home Equity

Making your home, work for you

We Currently Offer two programs

Fixed-Rate Equity

Never worry about rising interest rates with our Fixed-rate Home Equity Loans.

  • Terms up to 180 months (15 years)
  • Low Competitive Interest Rates
  • Financing up to 80% LTV¹
  • Call us at (916) 386-1418 or (800) 332-1418 for more information.

No-Fee Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!

  • Fixed rate as low as 4.99% APR*
  • Borrow from $10,000 to $49,999.
  • Finance up to 100% of your equity.
  • Terms from 60 to 84 months.
  • NO closing costs - fees waived

*APR - Annual Percentage Rate
1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84 months term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.28 for 83 months, with a final payment of $565.11. Rates subject to change without notice.
2-Loan to Value

California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.

nmls-equal

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