Mortgage
Get a rate that fits your financial profile. Annual Percentage Rates (APRs) are tailored to your credit score – the higher your score, the better your rate may be.
Credit tiers: A (710+), B (660–709), C (610–659), D (560–609), E (510–559).
Refinance Your Mortgage
Mortgage Refinance Rates and Disclosures (Rates as of 07/10/2026)
The information provided assumes the purpose is to refinance a property, the property is owner-occupied, and the property is a single-family detached property in the State of California. The maximum loan-to-value (LTV) is 80%, and the maximum loan amount is $766,550.00.
The interest rates shown are for a credit score of 710 or above. Rates are informational and subject to change without notice. Not all borrowers will qualify.
| 30-Year Fixed(2) | 6.49% | 0.00% | 6.55% |
| 15-Year Fixed(3) | 5.82% | 0.00% | 5.92% |
Added Benefits
*APR - Annual Percentage Rate
2 - Representative payment example: For a loan of $100,000.00 with a 360-month term, the approximate payment would be $631.41 for 359 months, with a final payment of $631.78. The payment includes principal and interest, but does not account for taxes and insurance, which will result in a higher monthly payment.
3 - Representative payment example: For a loan of $100,000.00 with a 180-month term, the approximate payment would be $834.16 for 179 months, with a final payment of $835.07. The payment includes principal and interest, but does not account for taxes and insurance, which will result in a higher monthly payment.
Home Equity
Making your home, work for you
We currently offer TWO loan programs
Fixed-Rate Equity
Never worry about rising interest rates with our Fixed-rate Home Equity Loans.
Fixed Rate No-Fee Home Equity Loan Special
Borrowing against the equity you have in your home couldn't be easier!
*APR - Annual Percentage Rate
1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If the loan is fully paid off within thirty-six months of opening, there will be $1,050.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84-month term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.17 for 83 months, with a final payment of $565.02. Rates subject to change without notice.
2-Combined Loan to Value
California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.
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