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Mortgage and Equity Loans

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Financial Calculators

Use our free calculators to plan for the big expenses.

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Refinance Your Mortgage

Mortgage Refinance Rates and Disclosures (Rates as of 06/14/2024)

The information provided assumes the purpose is to refinance a property, the property is owner-occupied, and the property is a single-family detached property in the State of California. The maximum loan to value (LTV) is 80% and the maximum loan amount is $766,550.00.

The interest rates shown are for a credit score of 740 or above. Rates are informational and subject to change without notice. Not all borrowers will qualify.

30-Year Fixed(2) 6.45% 0.00% 6.578%
15-Year Fixed(3) 5.67% 0.00% 5.876%

Added Benefits

  • No matter what your reason may be
  • Lower Interest Rate
  • Lower Monthly Payment
  • Consolidate Debt
  • Cash Out for Home Improvements

*APR - Annual Percentage Rate

2 - Representative payment example: For a loan of $100,000.00 with a 360-month term the approximate payment would be $628.78 for 359 months, with a final payment of $632.50. The payment includes principal and interest and does not include amounts for taxes and insurance, which will result in a higher monthly payment.

3 - Representative payment example: For a loan of $100,00.00 with a 180-month term the approximate payment would be $826.13 for 179 months, with a final payment of $826.90. The payment includes principal and interest and does not include amounts for taxes and insurance, which will result in a higher monthly payment.

Home Equity

Making your home, work for you

We Currently Offer two programs

Fixed-Rate Equity

Never worry about rising interest rates with our Fixed-rate Home Equity Loans.

  • Terms up to 180 months (15 years)
  • Low Competitive Interest Rates
  • Financing up to 80% LTV¹
  • Call us at (916) 386-1418 or (800) 332-1418 for more information.

No-Fee Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!

  • Fixed rate as low as 5.99% APR*
  • Borrow from $10,000 to $49,999.
  • Finance up to 100% of your equity.
  • Terms from 60 to 84 months.
  • NO closing costs - fees waived

*APR - Annual Percentage Rate
1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84 months term at 5.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $584.27 for 83 months, with a final payment of $583.52. Rates subject to change without notice.
2-Loan to Value

California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.

nmls-equal

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