Regular Checking

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Checking Accounts

Choose from a variety of checking accounts designed to meet your financial needs.

Routing #: 321175643

Checking Accounts

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Regular 'FREE' Checking

Requirements

Must have a Primary Savings Account and an initial checking deposit of $25.00 to open the checking account.

Benefits

  • NO minimum balance and NO monthly checking fee.
  • NO overdraft fees.
  • FREE Online Banking, E-statements, and Bill Payer.
  • FREE ATM access at over 30,000 Co-op Network ATM machines located throughout the United States and Canada.

New Beginnings Checking

Requirements

Must have a Primary Savings Account and an initial checking deposit of $25.00 to open the checking account. On approval, some conditions apply. This account is designed for those members who may have been turned down for a checking account in the past. Monthly fee of $15.00. May apply for Regular 'Free' Checking following one year with no overdraft activity.

Benefits

  • FREE Online Banking, E-statements, and Bill Payer.
  • NO overdraft fees.
  • FREE ATM access at over 30,000 Co-op Network ATM machines located throughout the United States and Canada (some restrictions apply).

Student Checking

Requirements

Must be a student between 18 and 25 years of age. Must have a Primary Savings Account and an initial checking deposit of $25.00 to open the checking account.

Benefits

  • NO minimum balance and No monthly checking fee.
  • NO overdraft fees.
  • FREE Online Banking, E-statements, and Bill Payer.
  • FREE ATM access at over 30,000 Co-op Network ATM machines located throughout the United States and Canada.

Premium Checking

Requirements

Must have direct deposit of at least $300 per month or payroll deduction of at least $500 per month. Must maintain a $10,000 or more aggregate account balance (savings, certificates, etc.). Must have a CACCU VISA Debit Card and be enrolled in Online Banking with E-Statements.

Benefits

  • NO minimum balance and No monthly checking fee.
  • NO overdraft fees.
  • FREE Online Banking, E-statements, and Bill Payer.
  • FREE ATM access at over 30,000 Co-op Network ATM machines located throughout the United States and Canada.
  • Counter checks at no charge.
  • Two (2) free Notary Signatures per year (non-credit union business).
  • Free Money Orders

Royal Checking

Requirements

Must be age 55 or over. Must have direct deposit of a recurring retirement or payroll check. Must maintain a $3,000 or more aggregate account balance (savings, Certificates, etc.). Must have a Primary Savings Account and an initial checking deposit of $25.00 to open the checking account.

Benefits

  • NO minimum balance and No monthly checking fee.
  • NO overdraft fees.
  • FREE Online Banking, E-statements, and Bill Payer.
  • FREE ATM access at over 30,000 Co-op Network ATM machines located throughout the United States and Canada.
  • Counter checks at no charge.
  • Two (2) free Notary Signatures per year (non-credit union business).
  • Free Money Orders

It's fast, secure, and FREE.

Check account balance, transfer funds, review account statements and transaction history, temporarily block your debit card, make mobile deposits and more! We invite you to discover the convenience of CACCU’s mobile app - anytime, anywhere.