Auto Loan Rates as low as 4.99% APR*
New and Used Auto Loans
We offer low rates and flexible terms on every vehicle loan, new and used.
Rates as low as 4.99% APR*
For New or Used Vehicle Purchases
It's time you put yourself in the driver's seat. Get prequalified and you'll have the opportunity to shop for a vehicle as a "cash buyer" in order to negotiate the lowest price possible. Dealerships commonly offer attractive payments on longer term loans that lead to a higher overall price of a vehicle, which may, or may not, be in your best interest. Feel free to negotiate on your terms.
Finance up to 125% MSRP/N.A.D.A. Value including tax, license, Mechanical Repair Coverage (MRC), Plus Guaranteed Auto Protection (GAP).
Other low rates and longer terms available!
*APR – Annual Percentage Rate. Representative Example: For a $20,000 loan with a 48-month repayment term at 4.99% APR* funded with a first payment due date set at 30 days from the origination date, the payment would be $460.46 for 47 months, with a final payment of $460.18. Published rate includes a 0.50% APR relationship pricing discount (0.15% for an active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit Card or CACCU Line of Credit). This offer is not valid for the refinancing of an existing CACCU loan.
A new vehicle is defined as a current or previous model year with less than 10,000 miles. Used vehicles as old as 2004 - same rate as new. Maximum financing for new/used vehicles: Purchase price, tax, license, and Mechanical Breakdown Insurance (MBI). Not to exceed 125% of MSRP/N.A.D.A Value, plus GAP. All others subject to review.
Always something special for you.
Our promotional offers change often but are always designed to save you money.