Auto Loan Rates as low as 5.49% APR*

Interest Rates Certified by Datatrac

New and Used Auto Loans

We offer low rates and flexible terms on every vehicle loan, new and used.

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Rates as low as 5.49% APR*

For New or Used Vehicle Purchases

It's time you put yourself in the driver's seat. Get prequalified and you'll have the opportunity to shop for a vehicle as a "cash buyer" in order to negotiate the lowest price possible. Dealerships commonly offer attractive payments on longer term loans that lead to a higher overall price of a vehicle, which may, or may not, be in your best interest. Feel free to negotiate on your terms.

Finance up to 135% MSRP/N.A.D.A. Value including tax, license, Mechanical Protection Insurance (MPI), Plus Guaranteed Auto Protection (GAP).

Other low rates and longer terms available!

*APR – Annual Percentage Rate. Representative Example: For a $20,000 loan with a 48-month repayment term at 5.49% APR* funded with a first payment due date set at 30 days from the origination date, the payment would be $ 465.06 for 47 months, with a final payment of $464.57. Published rate includes a 0.50% APR relationship pricing discount (0.15% for an active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit Card or CACCU Line of Credit). This offer is not valid for the refinancing of an existing CACCU loan.

Limited Time Offer- receive the 0.50% APR discount without additional services. Offer expires 07/31/2024.

A new vehicle is defined as a current or previous model year with less than 10,000 miles. Used vehicles as old as 2005 - same rate as new. Maximum financing for new/used vehicles: Purchase price, tax, license, and Mechanical Breakdown Insurance (MBI). Not to exceed 135% of MSRP/N.A.D.A Value, plus GAP. All others subject to review.

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