ONLINE BANKING Forget Password?

Email Facebook Call

Rates

Savings & Checking Accounts

 
Account Name Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield  
Regular Savings Variable $500.00 0.10% 0.10%  
Junior Saver Variable $25.00 0.10% 0.10%  
Santa's Helper Variable $500.00 0.10% 0.10%  
Other Savings Variable $500.00 0.10% 0.10%  
IRA Savings Variable $500.00 0.10% 0.10%  
Checking Variable $500.00 0.02% 0.02%  

 

Money Market Accounts

 
Account Balance Rate Type   Dividend Rate Annual Percentage Yield  
$0.01 - $9,999.99 Variable   0.150% 0.150%  
$10,000.00 - $99,999.99 Variable   0.200% 0.200%  
>$100,000.00 Variable   0.250% 0.250%  

 

Term Account Dividend Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
3 Month Fixed $1000.00 0.025% 0.025% 0.150%
6 Month Fixed $1000.00 0.025% 0.025% 0.150%
12 Months Fixed $1000.00 0.075% 0.075% 0.200%
18 Months Fixed $1000.00 0.125% 0.125% 0.250%
24 Months Fixed $1000.00 0.175% 0.175% 0.300%
36 Months Fixed $1000.00 0.275% 0.275% 0.400%
48 Months Fixed $1000.00 1.120% 1.125% 1.250%
60 Months Fixed $1000.00 1.318% 1.325% 1.450%

 

Junior Saver Certificate Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
12 Month Fixed $500.00 0.075% 0.075% 0.200%

 

Mini Jumbo & Jumbo Certificate Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
6 Month Fixed $25,000.00 0.025% 0.025% 0.150%
12 Month Fixed $25,000.00 0.095% 0.095% 0.220%
18 Month Fixed $25,000.00 0.125% 0.125% 0.250%
24 Month Fixed $25,000.00 0.225% 0.225% 0.350%
36 Month Fixed $25,000.00 0.325% 0.325% 0.450%
48 Month Fixed $25,000.00 1.120% 1.125% 1.250%
60 Month Fixed $25,000.00 1.368% 1.375% 1.500%
6 Month Fixed $100,000.00 0.075% 0.075% 0.200%
12 Month Fixed $100,000.00 0.125% 0.125% 0.250%
18 Month Fixed $100,000.00 0.175% 0.175% 0.300%
24 Month Fixed $100,000.00 0.275% 0.275% 0.400%
36 Month Fixed $100,000.00 0.374% 0.375% 0.500%
48 Month Fixed $100,000.00 1.170% 1.175% 1.300%
60 Month Fixed $100,000.00 1.417% 1.425% 1.550%

 

Education IRA Term Accounts

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY with Cking & eStatement
12 Month Fixed $500.00 0.075% 0.075% 0.200%
24 Month Fixed $500.00 0.175% 0.175% 0.300%
36 Month Fixed $500.00 0.275% 0.275% 0.400%
48 Month Fixed $500.00 1.120% 1.125% 1.250%
60 Month Fixed $500.00 1.318% 1.325% 1.450%

 

Roth & Traditional IRA Term Accounts

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
3 Month Fixed 1000.00 0.025% 0.025% 0.150%
6 Month Fixed $1000.00 0.025% 0.025% 0.150%
12 Month Fixed $1000.00 0.075% 0.075% 0.200%
18 Month Fixed $1000.00 0.125% 0.125% 0.250%
24 Month Fixed $1000.00 0.175% 0.175% 0.300%
36 Month Fixed $1000.00 0.275% 0.275% 0.400%
48 Month Fixed $1000.00 1.120% 1.125% 1.250%
60 Month Fixed $1000.00 1.318% 1.325% 1.450%

Warning:  Early withdrawals from Term / Certificate Accounts may result in substantial penalties.

Regular Share Dividend Declaration as of 03/31/2017.

Rates Subject To Change Without Notice


 

New or Used Auto / Van / Truck / SUV

A new vehicle is defined as a current or previous model year with less than 10,000 miles.  Used vehicles as old as 1992 - same rate as new.  Maximum financing for new/used vehicles:  Purchase price up to 100% of the Manufacturer Suggested Retail Price (MSRP)/Blue Book, plus tax, license, extended warranty (MBI), and GAP (Guaranteed Auto Protection).  Not to exceed 125% of MSRP/Blue Book plus GAP (A & B borrowers).  All others subject to review.

Representative Example:  For a $20,000 loan with a 48-month term at 2.69% APR* funded with a first due date set at 75 days from the origination date, the payment would be $441.42 for 47 months, with a final payment of $441.08.

Approximate Term Limit Annual Percentage Rate (APR) As Low As...
Up to 48 Months   2.69%
Up to 60 months $10,000 or Over 2.89%
Up to 72 Months $15,000 or Over 2.99%
Up to 84 Months $25,000 or Over 3.19%

*Rates not available for the refinance of an existing California Community Credit Union Auto Loan.


 

New / Used RV

Motor Home, Travel Trailer, Jet Ski ATV, etc. etc.  Up to 100% of MSRP or Blue Book Value plus tax, license and mechanical repair coverage(MRC).

Approximate Term Limit Annual Percentage Rate (APR) As Low As...*
Up to 180 Months - NEW 80% Financed 5.99%
Up to 180 Months - NEW 100% of Purchase Price 5.99%
Up to 144 Months - USED 80% Financed 5.99%
Up to 144 Months - USED 100% Retail Appraisal 5.99%

Representative Example:  For a $100,000 loan with a 180-month term at 5.99% APR* funded with a first due date set at 30 days from the origination date, the payment would be $843.54 for 179 months, with a final payment of $840.79.


 

New / Used Boat

Up to 100% of MSRP/Appraisal Value including tax, license and mechanical repair coverage (MRC)

Approximate Term Limit Annual Percentage Rate (APR) As Low As...*
Up to 180 Months - NEW 80% Financed 5.99%
Up to 180 Months - NEW 100% of Purchase Price 5.99%
Up to 120 Months - USED 80% Financed 5.99%
Up to 120 Months - USED 100% Retail Appraisal 5.99%

Representative Example:  For an $80,000 loan with a 180-month term at 5.99% APR* funded with a first due date set at 30 days from the origination date, the payment would be $674.83 for 179 months, with a final payment of $673.27.


 

New / Used Motorcyle & Misc. Secured

 Up to 90% of MSRP or Blue Book Value including tax, license and mechanical repair coverage (MRC)

Approximate Term Limit Annual Percentage Rate (APR) As Low As...*
Up to 72 Months - NEW 90% Purchase Price 7.75%
Up to 60 Months - USED 90% Purchase Price 8.75%

Representative Example:  For a $20,000 loan with a 72-month term at 7.75% APR*, funded with a first due date set at 30 days from the origination date, the payment would be $348.29 for 71 months, with a final payment of $347.23.


 

Share Secured / Certificate Secured

 
Approximate Term Limit Annual Percentage Rate (APR)
Up to 60 Months Up to Balance of Regular Share Account 4.99%
Up to 120 Months Up to 90% of Certificate Balance 2.50% (Margin) over current dividend rate

Note:  The Annual Percentage Rate (APR) for certificate secured advances will be the dividend rate being paid on the Certificate offered as security (Index), plus 2.50%. Representative Example:  For a $10,000 loan with a 60-month term at 4.99% APR* funded with a first due date set at 30 days from the origination date, the payment would be $188.69 for 59 months, with a final payment of $188.06.


 

Signature / Promotional / Line of Credit / Overdraft / Short-Term Small Dollar

 
Approximate Term Limit Annual Percentage Rate (APR) As Low As...
Signature / Line of Credit Minimum $500 - Maximum $15,000 13.00%
Fast Cash Overdraft LOC - $500 maximum 18.00%
Short-Term Small Dollar Maximum $1,000 18.50%

Note: Fast Cash overdraft protection minimum payment will be set at $50.00 per month.

Short-Term Small Dollar Loans - An alternative to expensive payday loans; repayment terms of up to six (6) months.  There is a non-refundable application fee of $20.00 for this loan type.


 
Card Lost or Stolen? Visa Platinum Balance/Payment