ONLINE BANKING Forget Password?

Email Facebook Call

Rates

Savings Accounts

 
Account Name Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield  
Regular Savings Variable $500.00 0.01% 0.01%  
Junior Saver Variable $500.00 0.01% 0.01%  
Santa's Helper Variable $500.00 0.01% 0.01%  
Other Savings Variable $500.00 0.01% 0.01%  
IRA Savings Variable $500.00 0.01% 0.01%  
           

 

Money Market Accounts

 
Account Balance Rate Type   Dividend Rate Annual Percentage Yield  
$0.01 - $9,999.99 Variable   0.010% 0.010%  
$10,000.00 - $49,999.99 Variable   0.010% 0.010%  
$50,000.00 - $249,999.99 Variable   0.020% 0.020%  
>$250,000 Variable   0.030% 0.030%  

 

Term Account Dividend Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
3 Month Fixed $1000.00 0.010% 0.010% 0.010%
6 Month Fixed $1000.00 0.010% 0.010% 0.010%
12 Months Fixed $1000.00 0.030% 0.030% 0.030%
18 Months Fixed $1000.00 0.030% 0.030% 0.030%
24 Months Fixed $1000.00 0.040% 0.040% 0.040%
36 Months Fixed $1000.00 0.050% 0.050% 0.050%
48 Months Fixed $1000.00 0.060% 0.060% 0.060%
60 Months Fixed $1000.00 0.070% 0.070% 0.070%

 

Junior Saver Certificate Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
12 Month Fixed $500.00 0.030% 0.030% 0.030%

 

Mini Jumbo & Jumbo Certificate Rates

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
6 Month Fixed $25,000.00 0.010% 0.010% 0.010%
12 Month Fixed $25,000.00 0.030% 0.030% 0.030%
18 Month Fixed $25,000.00 0.030% 0.030% 0.030%
24 Month Fixed $25,000.00 0.040% 0.040% 0.040%
36 Month Fixed $25,000.00 0.050% 0.050% 0.050%
48 Month Fixed $25,000.00 0.060% 0.060% 0.060%
60 Month Fixed $25,000.00 0.070% 0.070% 0.070%
6 Month Fixed $100,000.00 0.100% 0.100% 0.100%
12 Month Fixed $100,000.00 0.150% 0.150% 0.150%
18 Month Fixed $100,000.00 0.150% 0.150% 0.150%
24 Month Fixed $100,000.00 0.200% 0.200% 0.200%
36 Month Fixed $100,000.00 0.250% 0.250% 0.250%
48 Month Fixed $100,000.00 0.300% 0.300% 0.300%
60 Month Fixed $100,000.00 0.350% 0.350% 0.350%

 

Education IRA Term Accounts

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY with Cking & eStatement
12 Month Fixed $500.00 0.030% 0.030% 0.030%
24 Month Fixed $500.00 0.040% 0.040% 0.040%
36 Month Fixed $500.00 0.050% 0.050% 0.050%
48 Month Fixed $500.00  0.060% 0.060% 0.060%
60 Month Fixed $500.00 0.070% 0.070% 0.070%

 

Roth & Traditional IRA Term Accounts

 
Account Term Rate Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield APY w/ Cking & eStmt
3 Month Fixed $1000.00 0.010% 0.010% 0.010%
6 Month Fixed $1000.00 0.010% 0.010% 0.010%
12 Month Fixed $1000.00 0.030% 0.030% 0.030%
18 Month Fixed $1000.00 0.030% 0.030% 0.030%
24 Month Fixed $1000.00 0.040% 0.040% 0.040%
36 Month Fixed $1000.00 0.050% 0.050% 0.050%
48 Month Fixed $1000.00 0.060% 0.060% 0.060%
60 Month Fixed $1000.00 0.070% 0.070% 0.070%

Warning:  Early withdrawals from Term / Certificate Accounts may result in substantial penalties.

Regular Share Dividend Declaration as of 9/30/2021.

Money Market and Certificate Rates Effective as of 9/30/2021.

Rates Subject To Change Without Notice


 

New or Used Auto / Van / Truck / SUV

A new vehicle is defined as a current or previous model year with less than 10,000 miles.  Used vehicles as old as 2001 - same rate as new.  Maximum financing for new/used vehicles:  Purchase price, tax, license, and Mechanical Repair Coverage (MRC).  Not to exceed 125% of MSRP/N.A.D.A Value, plus GAP.  All others subject to review. *APR – Annual Percentage Rate. All loans subject to credit approval. Some restrictions may apply. Representative Example: For a $20,000 loan with a 60-month repayment term at 1.49% APR* funded with a first payment due date set at 30 days from the origination date, the payment would be $346.12 for 59 months, with a final payment of $345.59. Published rate includes a 0.50% APR relationship pricing discount (0.15% for an active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit Card or CACCU Line of Credit). Offer valid 10/1/2021 to 1/31/2022. 

Approximate Term Limit Annual Percentage Rate (APR) As Low As...
Up to 48 Months   1.49%
Up to 60 months $10,000 or Over 1.79%
Up to 72 Months $15,000 or Over 2.09%
Up to 84 Months $25,000 or Over 2.39%

*Rates not available for the refinance of an existing California Community Credit Union Auto Loan.


 

New / Used RV

Motor Home, Travel Trailer, Jet Ski ATV, etc. etc.  Up to 100% of MSRP or N.A.D.A. including tax and license. Plus, GAP (Guaranteed Asset Protection).

Approximate Term  Limit Annual Percentage Rate (APR) As Low As...*
Up to 180 Months - NEW 80% MSRP/N.A.D.A Value 4.39%
Up to 180 Months - NEW 100% MSRP/N.A.D.A Value 4.39%
Up to 144 Months - USED 80% MSRP/N.A.D.A Value 4.39%
Up to 144 Months - USED 100% MSRP/N.A.D.A Value 4.39%

† Actual term determined by credit worthiness, loan amount and value of collateral.

Representative Example:  For an $80,000 loan with a 180-month term at 4.39% APR (Annual Percentage Rate)* funded with a first due date set at 30 days from the origination date, the payment would be $607.57 for 179 months, with a final payment of $606.69.  Published rate includes a 0.50% relationship pricing discount (0.15% for an active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit Card or Line of Credit). All loans subject to credit approval.


 

New / Used Boat

Up to 100% of MSRP/Appraisal Value including tax and license. 

Approximate Term  Limit Annual Percentage Rate (APR) As Low As...*
Up to 180 Months - NEW 80% MSRP/Appraisal Value 4.39%
Up to 180 Months - NEW 100% MSRP/Appraisal Value 4.39%
Up to 120 Months - USED 80% MSRP/Appraisal Value 4.39%
Up to 120 Months - USED 100% MSRP/Appraisal Value 4.39%

Actual term determined by credit worthiness, loan amount and value of collateral.

Representative Example:  For an $80,000 loan with a 180-month term at 4.39% APR (Annual Percentage Rate)* funded with a first due date set at 30 days from the origination date, the payment would be $607.57 for 179 months, with a final payment of $606.69.  Published rate includes a 0.50% relationship pricing discount (0.15% for an Active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit card or Line of Credit). All loans subject to credit approval.


 

New / Used Motorcycle & Misc. Secured

 Up to 90% of MSRP or Blue Book Value including tax, license and Mechanical Repair Coverage (MRC).  Relationship Pricing:  Enjoy a 0.50% rate reduction when you have an active CACCU Checking Account, sign up for Automatic Loan Payments, and have an active CACCU VISA Credit Card or CACCU Line of Credit. 

Approximate Term  Limit Annual Percentage Rate (APR) As Low As...*
Up to 84 Months - NEW/USED 100% MSRP/N.A.D.A Value 5.45%

Actual term determined by credit worthiness, loan amount and value of collateral.

Representative Example:  For a $25,000 loan with a 84-month term at 5.45% APR (Annual Percentage Rate)*, funded with a first due date set at 30 days from the origination date, the payment would be $358.70 for 83 months, with a final payment of $358.57. Published rate includes a 0.50% relationship pricing discount (0.15% for an Active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit card or Line of Credit). All loans subject to credit approval. This offer is not available for the refinance of an existing CACCU loan.


 

Share Secured / Certificate Secured

 
Approximate Term Limit Annual Percentage Rate (APR)
Up to 60 Months Up to Balance of Regular Share Account 4.99%
Term of the Certificate Up to 90% of Certificate Balance 2.50% (Margin) over current dividend rate

Note:  The Annual Percentage Rate (APR) for certificate secured advances will be the dividend rate being paid on the Certificate offered as security (Index), plus 2.50%. Representative Example:  For a $10,000 loan with a 60-month term at 4.99% APR* funded with a first due date set at 30 days from the origination date, the payment would be $188.69 for 59 months, with a final payment of $188.06. All loans subject to credit approval.


 

Signature / Promotional / Line of Credit / Overdraft / Emergency Loan

 
Approximate Term Limit Annual Percentage Rate (APR) As Low As...
Signature Minimum $500 - Maximum $25,000 6.00%
Line of Credit Minimum $500 - Maximum $15,000 7.75%
Fast Cash Overdraft LOC - $500 maximum 18.00%
Emergency Loan Minimum $200 - Maximum $1,000 18.00%


All loans subject to credit approval.

Note: Fast Cash overdraft protection minimum payment will be set at $50.00 per month.

Emergency Loan - An alternative to expensive payday loans; repayment terms of up to six (6) months.  Application fee is $20.00.


 
Card Lost or Stolen? Visa Platinum Balance/Payment