{"id":248110,"date":"2021-08-01T20:00:55","date_gmt":"2021-08-01T20:00:55","guid":{"rendered":"https:\/\/www.caccu.org\/?page_id=248110"},"modified":"2024-04-03T22:18:13","modified_gmt":"2024-04-03T22:18:13","slug":"auto","status":"publish","type":"page","link":"https:\/\/www.caccu.org\/loans\/auto\/","title":{"rendered":"Auto"},"content":{"rendered":"\n<h1>\n\t\tAuto Loan Rates as low as 5.49% APR*\n\t<\/h1>\n\t<nav id=\"breadcrumbs\" aria-label=\"Breadcrumbs\"><a href=\"https:\/\/www.caccu.org\/\">Home<\/a> \u00bb <a href=\"https:\/\/www.caccu.org\/loans\/\">Loans<\/a> \u00bb Auto<\/nav>\n\t<!-- Datatrac Placeholder Start --><a href='http:\/\/www.datatrac.net\/rates\/California Community Credit Union?Cls=auto&#038;Key=gra_3786auto17497percentage4&#038;tmpl=0'' target='_blank' title='Interest Rates Certified by Datatrac'>Interest Rates<\/a>\u00a0<a href='https:\/\/www.datatrac.net\/greatrateaward.aspx' target='_blank' title='Interest Rates Certified by Datatrac' rel=\"noopener\">Certified by Datatrac<\/a><!-- Datatrac Placeholder End --><!-- Datatrac Script Start (Script) --><!-- Datatrac Script End -->\n<h2>\n\t\tNew and Used Auto Loans\n\t<\/h2>\n<h2>\n\t\tWe offer low rates and flexible terms on every vehicle loan, new and used.\n\t<\/h2>\n<h2>\n\t\tQuick Links\n\t<\/h2>\n    <a href=\"\/loans\/calculators\/\"><img decoding=\"async\" src=\"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg\" alt=\"Financial Calculators\" \/><\/a>\n    <h2>Financial Calculators<\/h2>\n    <p>Use our <a href=\"\/loans\/calculators\/\">free calculators<\/a> to plan for the big expenses.<\/p>\n    <h2>Have a Question?<\/h2>\n    <p>Please feel free to contact us. We will get back to you within 1 &#8211; 2 business days.<\/p>\n    <ul>\n        <li><a href=\"tel:8003321418\">(800) 332-1418<\/a><\/li>\n        <li><a href=\"mailto:info@caccu.com\">info@caccu.com<\/a><\/li>\n        <li>Lost\/Stolen<br \/> <a href=\"\/accounts\/visa-debit-card\/\">VISA Credit Card<\/a> Call <a href=\"tel:8002376277\">(800) 237-6277<\/a><\/li>\n    <\/ul>\n\t\t\t<a href=\"\/contact\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t\t\t\tcontact us\n\t\t\t\t\t<\/a>\n<h2>\n\t\tRates as low as 5.49% APR*\n\t<\/h2>\n<h2>\n\t\tFor New or Used Vehicle Purchases\n\t<\/h2>\n\t<p>It&#8217;s time you put yourself in the driver&#8217;s seat. Get prequalified and you&#8217;ll have the opportunity to shop for a vehicle as a &#8220;cash buyer&#8221; in order to negotiate the lowest price possible. Dealerships commonly offer attractive payments on longer term loans that lead to a higher overall price of a vehicle, which may, or may not, be in your best interest. Feel free to negotiate on your terms.<\/p>\n<p>Finance up to 135% MSRP\/N.A.D.A. Value including tax, license, Mechanical Protection Insurance (MPI), Plus Guaranteed Auto Protection (GAP).<\/p>\n<p>Other low rates and longer terms available!<\/p>\n\t\t\t<a href=\"\/online-services\/pdf-forms\/loan-application\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tAPPLY NOW\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/rates\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t\t\t\tlearn more\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"\/products\/auto-buying-services\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t\t\t\tNeed help finding your vehicle?\n\t\t\t\t\t<\/a>\n\t<p>*APR &#8211; Annual Percentage Rate. Representative Example: For a $20,000 loan with a 48-month repayment term at 5.49% APR* funded with a first payment due date set at 30 days from the origination date, the payment would be $ 465.06 for 47 months, with a final payment of $464.57. Published rate includes a 0.50% APR relationship pricing discount (0.15% for an active CACCU Checking Account, 0.15% for automatic payment transfer, and 0.20% for a CACCU VISA Credit Card or CACCU Line of Credit). This offer is not valid for the refinancing of an existing CACCU loan.<\/p>\n<p>A new vehicle is defined as a current or previous model year with less than 10,000 miles. Used vehicles as old as 2004 &#8211; same rate as new. Maximum financing for new\/used vehicles: Purchase price, tax, license, and Mechanical Breakdown Insurance (MBI). Not to exceed 125% of MSRP\/N.A.D.A Value, plus GAP. All others subject to review.<\/p>\n\t<p>Promotional Offers<\/p>\n\tAlways something special for you.<br \/>\nOur promotional offers change often but are always designed to save you money.\n\t\t\t<a href=\"\/loans\/promotional\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t\t\t\tFIND OUT NOW\n\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"<p>Auto Loan Rates as low as 5.49% APR* Home \u00bb Loans \u00bb Auto<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":248108,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Low Auto Loan Rates | New &amp; Used Auto Loans | CACCU<\/title>\n<meta name=\"description\" content=\"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caccu.org\/loans\/auto\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Low Auto Loan Rates | New &amp; Used Auto Loans | CACCU\" \/>\n<meta property=\"og:description\" content=\"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.caccu.org\/loans\/auto\/\" \/>\n<meta property=\"og:site_name\" content=\"CACCU\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-03T22:18:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/\",\"url\":\"https:\/\/www.caccu.org\/loans\/auto\/\",\"name\":\"Low Auto Loan Rates | New & Used Auto Loans | CACCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.caccu.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg\",\"datePublished\":\"2021-08-01T20:00:55+00:00\",\"dateModified\":\"2024-04-03T22:18:13+00:00\",\"description\":\"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.caccu.org\/loans\/auto\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage\",\"url\":\"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg\",\"contentUrl\":\"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg\",\"width\":237,\"height\":153,\"caption\":\"calculator-sidebar\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.caccu.org\/loans\/auto\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.caccu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans\",\"item\":\"https:\/\/www.caccu.org\/loans\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Auto\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.caccu.org\/#website\",\"url\":\"https:\/\/www.caccu.org\/\",\"name\":\"CACCU\",\"description\":\"California Community Credit Union in Sacramento, Elk Grove, Modesto, and Roseville California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.caccu.org\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Low Auto Loan Rates | New & Used Auto Loans | CACCU","description":"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.caccu.org\/loans\/auto\/","og_locale":"en_US","og_type":"article","og_title":"Low Auto Loan Rates | New & Used Auto Loans | CACCU","og_description":"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.","og_url":"https:\/\/www.caccu.org\/loans\/auto\/","og_site_name":"CACCU","article_modified_time":"2024-04-03T22:18:13+00:00","og_image":[{"url":"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.caccu.org\/loans\/auto\/","url":"https:\/\/www.caccu.org\/loans\/auto\/","name":"Low Auto Loan Rates | New & Used Auto Loans | CACCU","isPartOf":{"@id":"https:\/\/www.caccu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage"},"image":{"@id":"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage"},"thumbnailUrl":"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg","datePublished":"2021-08-01T20:00:55+00:00","dateModified":"2024-04-03T22:18:13+00:00","description":"We offer low auto loan rates and flexible terms on every vehicle loan, new and used. Get prequalified and negotiate the lowest price possible.","breadcrumb":{"@id":"https:\/\/www.caccu.org\/loans\/auto\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.caccu.org\/loans\/auto\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.caccu.org\/loans\/auto\/#primaryimage","url":"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg","contentUrl":"https:\/\/www.caccu.org\/wp-content\/uploads\/2021\/08\/calculator-sidebar.jpg","width":237,"height":153,"caption":"calculator-sidebar"},{"@type":"BreadcrumbList","@id":"https:\/\/www.caccu.org\/loans\/auto\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.caccu.org\/"},{"@type":"ListItem","position":2,"name":"Loans","item":"https:\/\/www.caccu.org\/loans\/"},{"@type":"ListItem","position":3,"name":"Auto"}]},{"@type":"WebSite","@id":"https:\/\/www.caccu.org\/#website","url":"https:\/\/www.caccu.org\/","name":"CACCU","description":"California Community Credit Union in Sacramento, Elk Grove, Modesto, and Roseville California","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.caccu.org\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/pages\/248110"}],"collection":[{"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/comments?post=248110"}],"version-history":[{"count":6,"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/pages\/248110\/revisions"}],"predecessor-version":[{"id":250436,"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/pages\/248110\/revisions\/250436"}],"up":[{"embeddable":true,"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/pages\/248108"}],"wp:attachment":[{"href":"https:\/\/www.caccu.org\/wp-json\/wp\/v2\/media?parent=248110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}