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California Community Credit Union
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Why CACCU?

As a not-for-profit financial institution, we are owned by our members and are organized solely to meet YOUR financial needs.

California Community Credit Union has been providing financial services to members since 1939! We serve individuals who live, work, or worship in Sacramento, Placer, or Stanislaus County. Click here to find out if you're eligible for membership.

California Community Credit Union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Therefore, it's our responsibility to listen to what you have to say about your financial needs and desires, and, whenever possible, put what you say into action!

We are a full service credit union that offers the same services as most other financial institutions, with one major exception - we believe service goes beyond offering loans, savings accounts and checking accounts; we believe that service also includes constant courtesy and a friendly greeting.

A credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Therefore, it is California Community Credit Union's  responsibility to listen to what you have to say about your financial needs and desires – and, whenever possible, put what you say into action! 

California Community Credit Union is a full service credit union offering the same services as most other financial institutions with one major exception - we believe service goes beyond offering loans, savings accounts and checking accounts – we believe that service also includes constant courtesy and a friendly greeting. 

So, if you're still doing business elsewhere, consider pulling it all together under one roof - California Community Credit Union.

Valuable Services:

Auto, Truck, and SUV Loans

We charge the same low rate for both new and used vehicles. We also offer motorcycle, RV, and boat loans

Home Mortgages (purchase and refinance)

We offer fixed rate and adjustable rate loans

Home Equity Lines of Credit

We have a variety of loans including an interest only payment option. It can be used for several reasons: home remodel, bill consolidation, education, etc. Interest may be tax deductable.

Checking

FREE. No minimum balance or direct deposit requirements. we also have special accounts for students and persons 55 years old and above.

Savings

California Community has several saving options to choose from:

  • Regular Savings
  • Youth/Student Savings
  • Short Term Share Certificates
  • Long Term Share Certificates
  • Money Market, Santa's Helper
  • IRA Accumulater Savings

Retirement Accounts and More

  • Traditional IRA
  • Roth IRA
  • Coverdell Education Savings Account/Certificate

Free 24/7 Access to Account

  • Online Banking
  • Bill Payer
  • Telephone Access
  • Free Nationwide Debit/ATM Funds Access

Other Accounts

  • Visa Platinum
  • Visa Platinum II with Scorecard Bonus Points
  • Business Savings and Checking