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QUALITY, AFFORDABLE DENTAL & VISION COVERAGE NOW AVAILABLE TO MEMBERS AND THEIR FAMILIES!

Open Enrollment Period Now In Progress!  We are pleased to introduce the "Member Select" CIGNA Dental plan options and VSP Vision Care plan in cooperation with the California Credit Union League.  This program lets our members take advantage of our ability to leverage our collective purchasing power to obtain better dental and vision care coverage and rates than they might find individually.  "Member Select" plans are designed for both employed and retired credit union members who do not have access to employer group plans.

"Member Select" enrollment is open now for this plan year which began July 1, 2012, with coverage and rates guaranteed until July 1, 2013.

2012 Plan Otions Include:

Maximize Savings With The CIGNA Dental Care (DHMO Plan).  Why should members pay more than they have to for dental care?  The CIGNA DHMO plan has comprehensive coverage for both children and adults.  With the DHMO plan, members choose a primary dentist from the network at enrollment.  Specialty care is available with a referral approved for payment.  No deductibles, no claim forms, no annual maximums!  Keep in mind, there is no out of network coverage with a DHMO plan.  To find a DHMO network dentist, members can search online at www.cigna.com, or call for live customer service (24/7) at 1.800.CIGNA24.

Balance Freedom and Savings With The CIGNA Dental PPO (DPPO).  As a DPPO customer, members may visit any licensed dentist and dental specialists agree to offer discounts to CIGNA customers; they cannot charge more than their contracted rates for covered services.  Out of network coverage is available at reduced levels.  To find a Core Network dentist, members can search online at www.cigna.com, or call for live customer service (24/7) at 1.800.CIGNA24.

Vision Service Plan (VSP).  This Vision Care option provides maximum benefits when enrollees visit one of the 26,000 VSP network doctors nationwide.  However, out-of-network benefits are reduced levels are available.  Coverage is available nationwide.  Visit www.vsp.com or call 1.800.877.7195 to locate a provider.

Call 1.888.293.4903 (option 2) to request your "Member Select" enrollment kit or visit the "Member Select" website at www.msdentalandvision.com to download the enrollment kit.