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Home Loans

California Community Credit Union is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

1st Mortgage Loans

CACCU provides Conventional 1st Mortgage loans for purchases and refinances (up to 80% Loan to Value). 

Click Here to Apply for your Conventional 1st Mortgage loan with CACCU.


Fixed-Rate 2nd Mortgages

Home Equity Loans

Currently offering fixed-rate Home Equity Loans with terms up to 180 months (15 years),  Call us at (916) 386-1418 or (800) 332-1418 for today's rates.

No-Fee Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!               

Click here to Apply for your 2nd Mortgage Loan


*APR - Annual Percentage Rate

(1) Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction.  If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged.  Representative example:  For a $40,000 Short-term Home Equity Loan with an 84 months term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.28 for 83 months, with a final payment of $565.11.  Rates subject to change without notice.

California Community Credit Union is an Equal Housing Lender.  NMLS #: 685477.

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