California Community Credit Union is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
OPTION 1: CACCU provides Conventional 1st Mortgage loans for purchases and refinances (up to 80% Loan to Value).
Option 2: For FHA loans, VA loans, USDA loans, and first-time buyer loans (with less than a 20% down payment), CACCU has partnered with myCUmortgage to offer you these other options.
Currently offering fixed-rate Home Equity Loans with terms up to 180 months (15 years), Call us at (916) 386-1418 or (800) 332-1418 for today's rates.
Borrowing against the equity you have in your home couldn't be easier!
*APR - Annual Percentage Rate
(1) Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84 months term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.28 for 83 months, with a final payment of $565.11. Rates subject to change without notice.
California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.