Facing Financial Hardships? Possible Foreclosure? We Can Help!
Help Starts with a Phone Call
Many of us have gone through difficult times, and we want to assure you that California Community Credit Union is here to help. If you have questions about your mortgage or home equity line of credit, we have a variety of solutions that may work for you. Call us today at 916.386.1418 or 800.332.1418.
Do Not Ignore Mail or Telephone Calls
We do not want your house. You have options available to assist you through difficult financial times. The sooner you reach out for help, the better off you’ll be.
Mortgages and Home Equity Loans
If you’re having trouble keeping up with your payments, we may be able to help you get back on track.
Housing and Urban Development (HUD)
HUD is U.S. Government agency is a U.S. Government agency that seeks to increase home ownership and support home buyers. HUD offers free or low-cost counseling throughout the country. To find the nearest counseling agency in your area, call 800.569.4287 or TYY 800.877.8339. You may also contact HUD Housing Counselors at http://www.hud.gov/counseling.
FOR TIPS TO AVOID FORECLOSURE, CONTACT HUD AT http://www.hud.gov/foreclosure/foreclosuretips.cfm
The Next Step – Contact Us Today
If you’ve made the decision to contact us for help, we’ll start the process to determine the best possible way to assist you. To do this, we may ask you to provide the following information to review your financial situation:
· A letter explaining your current situation and hardship.
· Recent income documents for household members (such as pay stubs; benefits statements from Social Security, disability, unemployment, retirement, or public assistance.).
· Bank statements and a copy of your signed federal tax returns (including all schedules) for the last two (2) years.
· Listing of monthly household bills/obligations.
Providing the above information will help us determine which alternatives are best suited for your household.
Call us at 916.386.1418 or 800.332.1418.