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California Community Credit
Union is committed to helping you find the right loan
product for your needs. We understand that every
borrower is different, and we offer a variety of
products to meet your individual requirements. We make
the process of securing a loan simple and
straightforward by offering you the latest in financial
tools that enable you to make sound financial choices.
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RATE
SCHEDULE |
Updated: 10/01/2008 |
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Savings &
Checking Accounts
|
Account
Name |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate |
Annual
Percentage Yield |
|
Regular Savings
|
Variable
|
$25.00
|
$200.00
|
0.55%
|
0.55%
|
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Junior Saver
|
Variable
|
$5.00
|
$5.00
|
0.55%
|
0.55%
|
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Santa’s Helper
|
Variable
|
$25.00
|
$200.00
|
0.55%
|
0.55%
|
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Other Savings
|
Variable
|
$25.00
|
$200.00
|
0.55%
|
0.55%
|
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IRA Savings
|
Variable
|
$25.00
|
$200.00
|
0.55%
|
0.55%
|
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Checking
|
Variable
|
$25.00
|
$500.00
|
0.10%
|
0.10%
|
Back to Top |
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Money Market
Accounts
|
Account
Balance |
Rate Type |
|
|
Dividend Rate |
Annual
Percentage Yield |
|
$0.01 -
$9,999.99 |
Variable
|
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|
0.645%
|
0.65%
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$10,000.00 -
$24,999.99 |
Variable
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1.440%
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1.45%
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$25,000.00 -
$49,999.99 |
Variable
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1.880%
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1.90%
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$50,000.00 -
$99,999.99 |
Variable
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2.325%
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2.35%
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$100,000 and
over |
Variable
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2.720%
|
2.75% |
Back to Top |
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Term Account
Dividend Rates
|
Account
Term |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate |
Annual
Percentage Yield |
|
3 Month |
Fixed |
$1000.00 |
$1000.00 |
2.084% |
2.10% |
|
6 Month
|
Fixed
|
$1000.00
|
$1000.00
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2.129%
|
2.15%
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12 Months
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Fixed
|
$1000.00
|
$1000.00
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2.280%
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2.30% |
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18 Months
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Fixed
|
$1000.00
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$1000.00
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2.477%
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2.50%
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24 Months
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Fixed
|
$1000.00
|
$1000.00
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2.673%
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2.70%
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36 Months
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Fixed
|
$1000.00
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$1000.00
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2.967%
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3.00%
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48 Months
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Fixed
|
$1000.00
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$1000.00
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3.162%
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3.20%
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60 Months
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Fixed
|
$1000.00
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$1000.00
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3.601%
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3.65%
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Back to Top |
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Junior Saver Certificate Rates
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Account
Term |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate |
Annual
Percentage Yield |
|
12 Month |
Fixed |
$500.00 |
$500.00 |
2.227% |
2.25% |
Back to Top |
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Mini-Jumbo
Certificate Rates
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Account
Term |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate |
Annual
Percentage Yield |
|
6 Months |
Fixed |
$25,000.00 |
$25,000.00 |
2.276% |
2.30% |
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12 Months
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Fixed
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$25,000.00
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$25,000.00
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2.477%
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2.50%
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18 Months
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Fixed
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$25,000.00
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$25,000.00
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2.673%
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2.70%
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24 Months
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Fixed
|
$25,000.00
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$25,000.00
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2.967%
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3.00%
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36 Months
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Fixed
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$25,000.00
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$25,000.00
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3.162%
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3.20%
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48 Months
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Fixed
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$25,000.00
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$25,000.00
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3.601%
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3.65%
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60 Months
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Fixed
|
$25,000.00
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$25,000.00
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3.796%
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3.85%
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6 Months |
Fixed |
$100,000.00 |
$100,000.00 |
2.491% |
2.50% |
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12 Months
|
Fixed
|
$100,000.00
|
$100,000.00
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2.673%
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2.70%
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18 Months
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Fixed
|
$100,000.00
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$100,000.00
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2.967%
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3.00%
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24 Months
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Fixed
|
$100,000.00
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$100,000.00
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3.162%
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3.20%
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36 Months
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Fixed
|
$100,000.00
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$100,000.00
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3.601%
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3.65%
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48 Months
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Fixed
|
$100,000.00
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$100,000.00
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3.796%
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3.85%
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60 Months
|
Fixed
|
$100,000.00
|
$100,000.00
|
3.951%
|
4.01%
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Back to Top |
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Education IRA
Term Accounts
|
Account
Term |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate |
Annual
Percentage Yield |
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12 Months
|
Fixed
|
$500.00
|
$500.00
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2.280%
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2.30%
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24 Months
|
Fixed
|
$500.00
|
$500.00
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2.673%
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2.70%
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36 Months
|
Fixed
|
$500.00
|
$500.00
|
2.967%
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3.00%
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48 Months
|
Fixed
|
$500.00
|
$500.00
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3.162%
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3.20%
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60 Months
|
Fixed
|
$500.00
|
$500.00
|
3.601%
|
3.65%
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Back to Top |
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Roth & Traditional IRA Term
Accounts
|
Account
Term |
Rate Type |
Minimum
Opening Balance |
Minimum To
Earn Dividends |
Dividend Rate
|
Annual
Percentage Yield |
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12 Months
|
Fixed
|
$1000.00
|
$1000.00
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2.280%
|
2.30%
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24 Months
|
Fixed
|
$1000.00
|
$1000.00
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2.673%
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2.70%
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36 Months
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Fixed
|
$1000.00
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$1000.00
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2.967%
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3.00%
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48 Months
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Fixed
|
$1000.00
|
$1000.00
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3.162%
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3.20%
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60 Months
|
Fixed
|
$1000.00
|
$1000.00
|
3.601%
|
3.65%
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Back to Top
Warning: Early withdrawals from Term / Certificate
Accounts may result in substantial penalties.
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Regular Share Dividend Declaration
as of 09/30/2008 |
Rates Subject
To Change Without Notice |
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LOAN RATES |
As of: 9/30/2008 |
Your annual percentage rate and loan to value
ratio may vary depending on your credit history.
Please contact any loan officer for details
regarding how your rate is determined. All rates
are contingent upon approved credit.
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NEW OR
USED AUTO/VAN/TRUCK/SUV:
A new vehicle is defined as a current
or previous model year with less than 10,000 miles.
Used vehicles under 8 years/80,000 miles - same as
new; over 8 years or 80,000 miles, add 1% increase
in base rate. Maximum financing for new/used
vehicles: Purchase price up to 100% of the
Manufacturer's Suggested Retail Price (MSRP)/Blue
Book, plus tax, license, extended warranty (MBI),
and GAP (Guaranteed Auto Protection). Not to exceed
120% of MSRP/Blue Book plus GAP (A & B borrowers).
All others subject to review.
| Approximate Term |
Limit |
Annual
Percentage Rate (APR) As Low As...* |
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Up to 60 Months |
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5.49% |
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Up to 72 Months |
$15,001.00 Or
Over |
6.24% |
| Up to 84 Months |
$25,000.00 Or
Over |
6.99% |
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*Preferred Fixed Rate: Rates quoted reflect a 0.25% discount for a
California Community Credit Union Checking Account, a 0.25% discount for
payments automatically transferred to the loan account, and a 0.25% discount for
a California Community Credit Union VISA Credit Card or other loan under the
same account number. Subject to credit approval; some conditions apply.
Additional eco-friendly discount of .50% APR available for Hybrid, Electric, or
Fuel Cell vehicles.
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Back To Top
NEW/USED RV:
Motor Home, Travel
Trailer, etc. Up to 100% of MSRP or Blue Book Value
plus tax, license and extended warranty (MBI).
|
Approximate Term |
Limit |
Annual Percentage Rate (APR) As Low
As...* |
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Up to 180 Months - NEW |
100% of Purchase Price |
8.00% |
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Up to 180 Months - NEW |
80% Financed |
7.50% |
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Up to 144 Months -
USED |
100% Retail Appraisal |
9.00% |
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