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Fee Schedule - Effective 11/15/2008

TYPE OF FEE
General Fees & Charges
Membership Fee (one-time)

$5.00
Account History/Copy of Statement $5.00/print
Cashier's/Credit Union Check $5.00/each
Copy of Paid Credit Union Check/Money Order $3.00/each
Stop Payment - Credit Union Check $20.00/each
Locator Fee $5.00/year
Returned Mail $5.00/each
Mail Receipt $1.00/each
Santa's Helper Account Early Withdrawal $15.00/each
Close/Re-open an Account (within 6 months of opening/closing) $15.00/each
Return of Deposited Check $15.00/each
.....if drawn on member's account at another financial institution $25.00/each
Copy of Deposited Check $5.00/each
Research ($10.00 minimum) $20.00/hour
Money Orders - Members $2.50/each
Notary for Non-Credit Union Business $10.00/signature
Wire Transfers - Outgoing - Inside United States $20.00/each
Wire Transfers - Outgoing - Outside United States $40.00/each
Process Levy/Attachment $50.00/each
Collection Item - Received $15.00/each
Collection Item - Sent $10.00/each
Traveler's Checks for One $1.00 per $100
Traveler's Checks for Two $1.50 per $100
American Express Gift Checks $2.50/each
Verification of Deposit $10.00/each
Real Estate Payoff Demand $20.00/each
Coin Deposit/Exchange 3% of amount
Online Services  
Online Banking FREE
E-statements FREE
Bill Pay Enrollment Fee (one-time); effective April 1, 2007 FREE
Unlimited Bill Pay Use, effective April 1, 2007 FREE
Bill Pay Inactivity Fee (for any month with NO activity); effective April 1, 2007 $5.00
Stop Payment placed on Electronic Bill Pay $20.00/each
Electronic Bill Payment Returned $5.00/each
Money Market Accounts
Minimum Balance Violation (Minimum balance of $2,500.00 required to avoid fee) $10.00/month
Excessive Withdrawal (six transactions per month, then fee will be imposed) $5.00/each
ACH  
Non-sufficient Funds (NSF) $22.00/each
Paying NSF Item $22.00/each
Stop Payment $22.00/each
SAVINGS ACCOUNTS  
Cash a check from another financial institution (without an active checking account) $10.00/each
Excessive Withdrawal Fee (first 3 withdrawals each month are free) $2.00/each
Minimum Balance Fee (a regular savings account with under $25.00) $5.00/month
Inactive Account (savings account with $100 or less when member does not have other California Community Credit Union services) $5.00/year
CHECKING ACCOUNTS  
Monthly Fee, effective April 1, 2007 FREE
Paying NSF Check $22.00/each
Returning NSF Check $22.00/each
Stop Payment $20.00/each
Overdraft from shares account ( maximum of 3 per month per Regulation D) $3.00/each
Copy of paid check 2 free/month; $2.00 each thereafter
Balance check book ($10.00 minimum) $10.00/hour
Check order or other checking supplies Supplier cost
Temporary Checks $1.00 for 5 checks
ATM & DEBIT TRANSACTIONS  
ATM Withdrawals (no surcharge fees at 25,000 Co-Op Network ATM Machines throughout the U.S. and Canada) FREE at Co-Op Network ATMs
Note:  All deposits made at an ATM machine will have a 24-hour hold placed on funds.  
Denials/Inquiries $0.75/each
Replacement Card $10.00/each
ATM/DEBIT Error Correction $10.00/each
NSF or Overdrawn Account $20.00/each
Card Cancelled by Credit Union $10.00/each
Overdraft from Shares (maximum 3 per month per Regulation D) $3.00/each
Empty Envelope Deposit $40.00/each
Copy of Sales Draft (check card) $15.00/each
ATM Camera Photo $20.00/each
IRA  
IRA Closure within first year opened $25.00
IRA Transfer/Rollover (outgoing ONLY) $25.00
TELEPHONE INQUIRIES & TRANSFERS  
Balance Inquiry $1.50/each
Transfer funds between accounts $1.50/each
Check withdrawals $1.50/each
Note:  Balance inquiries, transfers between accounts and check withdrawals are free when you use PET (Personal Electronic Teller) or Home Banking, or you are a Royal Account member)  

Fees will be assessed when service is rendered.  Amount will be deducted from any account, or billed if balance is insufficient.  You will be billed for expenses incurred by the credit union for extra services or special handling of your request.

We reserve the right to make changes in the fees at any time.  We will  notify members of any changes in regular fee charges, but we may not notify you of charges for extra services which you request until the time of the request.

California Community Credit Union is committed to maintaining fees as low as possible.  We believe that the preceding services should be paid for primarily by those who actually use the particular service, and have set these fees in light of the cost of providing the corresponding service.

 

 

California Community Credit Union 8815 Folsom Boulevard Sacramento, CA 95826
(916) 386-1418 (916) 386-0634 Fax (916) 381-3900 - PET (Personal Electronic Teller)
 


This credit union is federally insured by the National Credit Union Administration
Additional insurance provided by American Share Insurance, Inc.